Dark, cold days, expensive smartphones and unfamiliar environment didn’t frighten my friend away from pursuing her dream of becoming an architect. In fact, she has not looked back since embarking on the engineering degree in the capital city of the country and at one of the premium engineering institute. But, her journey was not on the bed of roses, the dream of pursuing her career was about to succumb to the financial claw when one of her well-wishers came up with the idea of an education loan provided by the public and private lending organizations. This stumbling block of financial crunch can force a deserving student to change their course of study and land upon something that they never thought off. A rank holder in the all India based competitive exam going for a plain graduation program because of financial inefficiency is never acceptable. Targeting the worst enemy of knowledge the financial crunch, banks and Non-Banking Finance Companies have come up with a b